New agent? Register your store

📋 Step 1 of 3 — Business Information
🪪 Step 2 of 3 — Identity Verification
Accepted: JPG, PNG, PDF. Max 5MB.
City/county business license required.
Utility bill or bank statement (less than 90 days old).
📝 Step 3 of 3 — Compliance Agreement
ZapPay Agent Agreement

By registering as a ZapPay agent, you agree to:

1. AML/BSA Compliance
Report all cash transactions over $10,000 to ZapPay for CTR filing. Report any suspicious activity immediately.

2. Customer Identification
Verify customer identity for all transactions over $1,000. Collect and retain copies of government-issued ID.

3. Transaction Limits
Do not process more than $3,000 per customer per day without ZapPay compliance approval.

4. Record Keeping
Maintain transaction records for minimum 5 years as required by FinCEN regulations.

5. No Structuring
Do not process transactions structured to avoid reporting thresholds. Structuring is a federal crime.

6. OFAC Compliance
Do not process transactions for individuals or entities on OFAC sanctions lists.

7. Commission & Fees
Commissions are earned per transaction and paid to your linked bank account. ZapPay may adjust commission rates with 30 days notice.

8. Termination
ZapPay may terminate this agreement immediately for any compliance violation.

Already registered? Sign in

💰
Float Account Balance
$0.00
Available for transfers
$0.00
Total Deposited
$0.00
Total Used
0
Transfers Today
$0
Volume Today
$0
Earned Today
$0
Earned This Month
📱 Customer Phone Lookup
Enter the customer's phone number to instantly load their saved recipients
1
Amount
2
Sender ID
3
Recipient
4
Confirm
✓
Receipt
Step 1 — Transfer Amount
Step 2 — Sender Identification (KYC)
⚠️ You MUST verify the sender's ID before processing. AML requirement.
Step 3 — Recipient Details
📱 Mobile Money Name Verification
ZapPay will verify the recipient name registered with this phone number to prevent fraud.
Step 4 — Confirm & Collect Cash
✍️ Signatures
Customer Signature
Draw signature above
Agent Signature
Agent signs above
Transaction History
RefSenderRecipientAmountReceivesFeeCommissionStatusDateActions
Loading...
💰 Commission Summary
$0
Pending This Month
🏦 Bank Account — Commission Payouts

Link your bank account to receive commission payments after each cash transfer you process.

🏦
Bank Account
•••• linked
✅ Verified — Ready for payouts
🔒 Your banking information is encrypted and securely stored. ZapPay will never share your details.
💡 Commission Structure
Transfer Amount Your Commission
$1 — $500 $2.00
$501 — $1,000 $3.00
$1,001 — $2,000 $4.00
$2,001 — $5,000 $5.00
Commissions are paid instantly after each successful cash transfer to your linked bank account.
Commission History
PeriodTransactionsVolumeCommissionStatus
No commission records yet
💰 Float Account Balance
Available Balance
$0.00
Last updated: —
TOTAL DEPOSITED
$0.00
TOTAL USED
$0.00
PENDING
$0.00
⚠️ Minimum float balance required: $500. When balance drops below $500, transfers will be paused until you deposit more funds.
Deposit Funds to Float
📋 Float deposits are credited within 1-2 business days for ACH, or same day for wire. Contact [email protected] for wire instructions.
Float Transaction History
DateTypeAmountBalance AfterStatus
No float transactions yet
🔍 Recipient Verification

Verify the recipient's mobile money account or bank account before processing any transfer. Required for all transfers over $500.

📱 Mobile Money Verification
+234
Enter local number without country code
🏦 Bank Account Verification
⚠️ Agent Compliance Requirements
  • Always verify recipient for transfers over $500
  • If name match fails, do not process the transfer
  • Ask customer to show ID if verification shows a different name
  • Document all verification attempts in your records
  • Report suspicious activity to compliance@zappayglobal.com
Recent Verifications
No verifications performed yet today